TCPA Consent & Privacy Disclaimer. Notwithstanding any current or prior election to opt in or opt out of receiving telemarketing calls or SMS messages (including text messages) from us, our agents, representatives, affiliates, or anyone calling on our behalf, you expressly consent to be contacted by us, our agents, representatives, affiliates, or anyone calling on our behalf for any and all purposes, at any telephone number, or physical or electronic address you provide or at which you may be reached. You agree we may contact you in any way, including SMS messages (including text messages), calls using prerecorded messages or artificial voice, and calls and messages delivered using auto telephone dialing system or an automatic texting system. Automated messages may be played when the telephone is answered, whether by you or someone else. In the event that an agent or representative calls, he or she may also leave a message on your answering machine, voice mail, or send one via text.You consent to receive SMS messages (including text messages), calls and messages (including prerecorded and artificial voice and autodialed) from us, our agents, representatives, affiliates or anyone calling on our behalf at the specific number(s) you have provided to us, or numbers we can reasonably associate with your account (through skip trace, caller ID capture or other means), with information or questions about your application, loan and/or account. You certify, warrant and represent that the telephone numbers that you have provided to us are your contact numbers. You represent that you are permitted to receive calls at each of the telephone numbers you have provided to us. You agree to promptly alert us whenever you stop using a particular telephone number.Your cellular or mobile telephone provider will charge you according to the type of plan you carry. You also agree that we may contact you by e-mail, using any email address you have provided to us or that you provide to us in the future. We may listen to and/or record phone calls between you and our representatives without notice to you as permitted by applicable law. For example, we listen to and record calls for quality monitoring purposes.
This website is only intended to provide general information about Wise PLLC, its lawyer(s), associated counsel and staff, and the services they provide to Wise PLLC’s clients. The materials on this website have been prepared by Wise PLLC for informational purposes only and are not legal advice. Internet subscribers and online readers receiving information through this website should not act on or rely on it without consulting professional legal counsel. Wise PLLC neither accepts requests for legal advice nor offers legal advice through its website. This information does not constitute an attorney-client relationship.
This website is not intended to be a source for legal opinions, advice or counsel, and you should not rely on any information provided in this website as such. Any laws, legal authorities, rules and regulations referenced in this website are subject to revision and interpretation, and the materials on this website may not reflect the most current versions, provisions or interpretations of such laws, legal authorities, rules or regulations. All information and materials on this website are for general informational purposes only; and such information and materials do not constitute or carry the force of legal opinions, advice or counsel. Any such opinions, advice or counsel are dependent upon the application of the law to the particular facts and circumstances of any given situation and should be given by a licensed attorney in the exercise of his or her professional judgment only after establishment of an attorney-client relationship and based upon the exercise of the attorney’s professional judgment after consideration of such facts and circumstances.
The legal developments, verdicts, settlements or accomplishments described in these materials should not be assumed an indication of future results.
The information provided by Wise PLLC in this website is not an invitation for an attorney-client relationship, and you should always seek the advice of competent counsel in your home jurisdiction. Wise PLLC, through this website, by e-mail or otherwise, does not enter into an attorney-client relationship with any person or entity through online contact. Communicating with Wise PLLC through this website, by e-mail, or otherwise does not create an attorney-client relationship for any legal matter for which we do not already represent you. Accordingly, your communication may not be treated as confidential. If you are interested in having Wise PLLC represent you in a matter, please call (888) 929-9473. Before accepting the representation of your matter, Wise PLLC will need to satisfy itself that doing so does not create a conflict of interest.
This website is provided on an “as is” basis. Wise PLLC makes no representations or warranties of any kind, express or implied, as to the operation or content of the site. Wise PLLC expressly disclaims all other guarantees, warranties, conditions and representations of any kind, either express or implied, whether arising under any statute, law, commercial use or otherwise, including implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. In no event shall Wise PLLC or any of its members, officers, employees, agents or affiliates be liable, directly or indirectly, under any theory of law (contract, tort, negligence or otherwise), to you or anyone else, for any claims, losses or damages, direct, indirect special, incidental, punitive or consequential, resulting from or occasioned by the creation, use of or reliance on this site (including information and other content) or any third party websites or the information, resources or material accessed through any such websites.
Wise PLLC may provide links to third party websites. These links are provided only as a convenience. Linked websites are not reviewed, controlled or examined by Wise PLLC and Wise PLLC is not responsible for the information, advertising, products, resources, or other materials, of any linked site or any link contained in a linked site. The inclusion of any link does not imply endorsement by Wise PLLC. Your use of any linked site is subject to the terms and conditions applicable to that site. Please direct any questions linked sites to the webmaster of that site.
Wise PLLC attorneys and its referral partners are only admitted to practice in the jurisdictions listed on their individual resumes. Wise PLLC does not practice law in any jurisdiction except those in which its attorneys are licensed or in which they are otherwise permitted to practice by applicable rules. Wise PLLC attorneys do not solicit, target, or advertise for legal employment in any jurisdiction other than where its attorneys are/is admitted to practice law.
The listing of an area of practice by a Wise PLLC attorney does not indicate any certification or expertise thereon. Also, the reference by an attorney to a distinction or recognition by Super Lawyers, The Best Lawyers in America, or the rating of an attorney by any other organization based on peer-review ranking is not a designation or recognized certification by the courts or bar association of any state.
This website may be considered advertising in your jurisdiction. To the extent the rules in your jurisdiction require Wise PLLC to designate either a principal office or an attorney responsible for this website, Wise PLLC designates its office in Jackson, Mississippi as its principal office and designates Benjamin Z. Wise as the attorney responsible for this website.
Some jurisdictions require that we inform you that this is an advertisement. Listing of related or included practice areas herein does not constitute or imply a representation of certification of specialization.
Last updated [July 2020]
COLLECTION OF YOUR INFORMATION
We may collect information about you in a variety of ways. The information we may collect on the Site includes:
Personally identifiable information, such as your name, shipping address, email address, and telephone number, and demographic information, such as your age, gender, hometown, and interests, that you voluntarily give to us [when you register with the Site [or our mobile application,] or] when you choose to participate in various activities related to the Site [and our mobile application], such as online chat and message boards. You are under no obligation to provide us with personal information of any kind, however your refusal to do so may prevent you from using certain features of the Site [and our mobile application].
Information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Site. [If you are using our mobile application, this information may also include your device name and type, your operating system, your phone number, your country, your likes and replies to a post, and other interactions with the application and other users via server log files, as well as any other information you choose to provide.]
The Site [and our mobile application] may by default access your Facebook basic account information, including your name, email, gender, birthday, current city, and profile picture URL, as well as other information that you choose to make public. We may also request access to other permissions related to your account, such as friends, checkins, and likes, and you may choose to grant or deny us access to each individual permission. For more information regarding Facebook permissions, refer to the Facebook Permissions Reference page.
User information from social networking sites, such as Apple’s Game Center, Facebook, Google+, Instagram, Pinterest, Twitter, including your name, your social network username, location, gender, birth date, email address, profile picture, and public data for contacts, if you connect your account to such social networks. [If you are using our mobile application, this information may also include the contact information of anyone you invite to use and/or join our mobile application.]
Device information, such as your mobile device ID, model, and manufacturer, and information about the location of your device, if you access the Site from a mobile device.
Information from third parties, such as personal information or network friends, if you connect your account to the third party and grant the Site permission to access this information.
Personal and other information you may provide when entering contests or giveaways and/or responding to surveys.
If you connect using our mobile application:
USE OF YOUR INFORMATION
Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Site [or our mobile application] to:
DISCLOSURE OF YOUR INFORMATION
We may share information we have collected about you in certain situations. Your information may be disclosed as follows:
By Law or to Protect Rights
If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation. This includes exchanging information with other entities for fraud protection and credit risk reduction.
We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
With your consent, or with an opportunity for you to withdraw consent, we may share your information with third parties for marketing purposes, as permitted by law.
If you interact with other users of the Site [and our mobile application], those users may see your name, profile photo, and descriptions of your activity, including sending invitations to other users, chatting with other users, liking posts, following blogs.
When you post comments, contributions or other content to the Site [or our mobile applications], your posts may be viewed by all users and may be publicly distributed outside the Site [and our mobile application] in perpetuity.
We may use third-party advertising companies to serve ads when you visit the Site [or our mobile application]. These companies may use information about your visits to the Site [and our mobile application] and other websites that are contained in web cookies in order to provide advertisements about goods and services of interest to you.
We may share your information with our business partners to offer you certain products, services or promotions.
[Social Media Contacts
If you connect to the Site [or our mobile application] through a social network, your contacts on the social network will see your name, profile photo, and descriptions of your activity.]
Other Third Parties
We may share your information with advertisers and investors for the purpose of conducting general business analysis. We may also share your information with such third parties for marketing purposes, as permitted by law.
Cookies and Web Beacons
You should be aware that getting a new computer, installing a new browser, upgrading an existing browser, or erasing or otherwise altering your browser’s cookies files may also clear certain opt-out cookies, plug-ins, or settings.
SECURITY OF YOUR INFORMATION
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, we cannot guarantee complete security if you provide personal information.
POLICY FOR CHILDREN
We do not knowingly solicit information from or market to children under the age of 13. If you become aware of any data we have collected from children under age 13, please contact us using the contact information provided below.
CONTROLS FOR DO-NOT-TRACK FEATURES
OPTIONS REGARDING YOUR INFORMATION
Emails and Communications
If you no longer wish to receive correspondence, emails, or other communications from us, you may opt-out by:
If you no longer wish to receive correspondence, emails, or other communications from third parties, you are responsible for contacting the third party directly.
CALIFORNIA PRIVACY RIGHTS
California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.
If you are under 18 years of age, reside in California, and have a registered account with the Site [or our mobile application], you have the right to request removal of unwanted data that you publicly post on the Site [or our mobile application]. To request removal of such data, please contact us using the contact information provided below, and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Site [or our mobile application], but please be aware that the data may not be completely or comprehensively removed from our systems.
P.O. Box 4641
Jackson, MS 39296
FREE BACKGROUND INFORMATION AVAILABLE UPON REQUEST